Hello, DFW.
Ask us anything about hail, your roof or your insurance claim. Straight answers, Texas law included.
2026 storm tracker
Was your street in the path?
Four hail days hit the metroplex in 2026. Check your address against every reported hail area.
Pins mark reported storm areas from NWS and local storm reports. Approximate. Hail swaths are narrow, so damage varies block by block.
Straight answers
What DFW homeowners ask.
Texas law
Your rights, in plain English.
No deductible deals
It's illegal for a contractor to offer to waive, rebate or absorb your deductible.
The deductible notice
Contracts of $1,000 or more involving an insurance settlement must say you're responsible for your deductible.
Proof can be required
Your insurer can ask for proof that you paid your deductible.
Your roofer isn't your adjuster
A contractor doing the work can't act as your public adjuster or claim to represent you on coverage.
3 days for door to door sales
Under the federal Cooling Off Rule, most sales of $25 or more made at your home can be cancelled within 3 business days.
Report violations
Call the Texas Attorney General at 800-621-0508.
General information, not legal advice. Sources: Texas Department of Insurance; Business and Commerce Code 27.02; Insurance Code 707 and 4102.163; FTC Cooling Off Rule.
Homeowner tools
Know your numbers before the storm.
Hail deductible
Many Texas policies use a separate 1 to 5% wind and hail deductible.
How big is too big?
Drawn to scale. Around 1 inch and up is where shingle damage starts.
Latest reports
The DFW roof report.
Free roof check
Get a local pro on your roof.
Four quick questions. A vetted, insured local roofer looks at your roof and tells you straight whether you have damage worth a claim.
- Local crews. North Texas roofers, not out of state storm crews.
- Honest answer. No damage? You'll hear that.
- No pressure. An inspection is not a contract.
Where's the roof?
We'll pull up the satellite view so you can confirm it's yours.
About how old is the roof?
A guess is fine.
Noticed any of these?
Pick all that apply.
Filed a claim yet?
For any 2026 storm.
Where should we send your roof check?
A local roofer will call or text to set a time.
You're on the list, .
A local roofer will reach out shortly. Expect a call or text shortly.
Before they arrive: find your policy's declarations page so you know your wind and hail deductible.